FSAVC pension plans
 
F S A V C Pension plans in the UK

What is an FSAVC pension?


FSAVC PENSION ADVICE

Our highly experienced and qualified pension advisers are ready to assist you with questions regarding your FSAVC pension plan, feel free to call them without obligation and ask questions, we are only too willing to help! we also provide a FREE no obligation FSAVC pension review service, designed to keep you updated on how well your pension investment is performing, whether the charges are too high and what you can do to make things better (if necessary), just call Sam Lang our head of pensions in 0845 130 0009 for more information.

What is an FSAVC pension?
As (AVC) but paid to a separate provider, unrelated to the company pension scheme.
We are able to provide products and advice on a wide range of pension plans to businesses and individuals, for more information click onto the menu below.

The Basics - What is a pension?

A way to accumulate savings for retirement. Premiums into a pension fund receive tax relief, capital gains and income roll up tax free within the fund, and a proportion of the eventual payout (when the investor reaches the age of 50 or retirement) can be taken tax free. The remainder must be used to buy an annuity to provide income for the rest of the investor's life. Many employers run pension schemes for their employees, but those who are not eligible or who are self-employed can buy personal pensions from insurance companies.


How does a personal pension differ from an employer pension scheme?

When you are in an employer's scheme (sometimes also known as a company, occupational or superannuation scheme) your contributions to the scheme are usually taken automatically from your pay and your employer makes a contribution as well. Some employers have schemes where they pay all the contributions and the employees pay nothing.When you have a personal pension scheme, you arrange with a pension company (a life assurance company or investment firm) to take out your own individual policy. Your employer does not normally make any contributions direct to your personal pension.


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