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Business Loans and business finance |
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Most businesses require a loan at some
stage of their development, whether it is to
start-up, expand, acquire another business or
consolidate existing debts. A Business Loan
offers funding tailored from a range of options
to suit every stage in the growth of your business.
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Fast
decision business debt consolidation loans |
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You can decide on either fixed or variable interest
rates for repaying your loan. A fixed rate
will give your business protection from interest
rate fluctuations and allow you to forecast your
repayments and cashflow more accurately. |
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A
variable rate will mean that any movement
up or down in the money market interest rate will
have a similar effect on your company's interest
repayments. Typically, there is no charge for
arranging most loans, nor are there penalties
for early settlement in cases where the interest
rate is variable. However, if the interest rate
is fixed, charges and penalties can be incurred.
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In
certain cases you may postpone the payment of
the capital amount, i.e. pay the interest only,
for a period, to better suit your cashflow requirements. |
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You
can choose the term of your loan over a set number
of years, to suit your business's circumstances. |
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You
can choose the repayment frequency of the loan
i.e. the number of times within the term you repay
the loan, such as every month, every quarter etc. |
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Multi-currency
loans are available. |
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Security
may be required for business loans. Each case
is judged on its own merits. |
What
are the benefits of a business loan? |
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Is
a flexible, versatile and easy to use source of
finance. |
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Can
be tailored to suit your business needs. |
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Offers
your business the chance to accurately forecast
your cashflow. This in turn facilitates effective
budgeting and forecasting. |
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Allows
you to invest large amounts into your business
while controlling the effect this has on your
cashflow. |
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With
repayments spread out over the life of the loan,
you can minimise the effects any purchases will
have on your liquidity. |
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Allows
you to leave other credit facilities such as overdrafts
free for working capital requirements. |
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Allows
you to make purchases that will appear as an asset
on your balance sheet and so increase your company's
asset base without having to put a large one-off
dent in your cashflow. |
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You
can enjoy the advantage of being a 'cash' buyer
when negotiating with your supplier. |
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The
cost of credit (i.e. loans) is currently at a
30 year low. |
Who
are eligible for a business loan?
All
businesses are eligible to apply for a Business
Loan. Normal lending criteria will apply.
Terms
and conditions apply.
Personal Lending is regulated under the Consumer
Credit Act 1995.
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Questions? support@finanz.co.uk
Phone: (+0044) 0845 130 0009 Fax: (+0044) 0845 370 0021
©2003-2006 Godbold and Great British Finance Limited, E&OE. All Rights Reserved.
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