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Does
your business need new premises or have you decided to stop
renting and buy your own premises? A Business Mortgage is designed
to provide you with a long-term, flexible finance package to
enable you purchase premises, refinance an existing property
or to purchase an investment property.
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A finance package
designed around your needs
There are three basic types of Business Mortgage:
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Repayment
Mortgage
This is a straightforward method of repaying both capital and
interest over the term of the loan. Tax relief is only available
on the interest portion of the loan, therefore it may not be
the most tax efficient way of repaying your business mortgage. |
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Commercial
Endowment Mortgage
This is a mortgage linked to an insurance policy with interest
being paid to the bank together with a premium to an insurance
company. At the end of the mortgage term, the encashment value
of the policy should clear the loan and provide you and your
business with a tax-free lump sum. |
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Pension
Mortgage
This is a mortgage package linked to a pension plan where you
pay interest to the bank, and also make payments to a pension
plan. At the end of the loan term, a portion of the retirement
lump sum is used to pay off the capital sum of the loan. |
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Choices
A Business Mortgage offers you a finance package with a range
of options designed to meet your particular needs. You can choose
between:
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Regular
repayments or a tax efficient assurance linked loan |
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Very
competitive fixed or variable interest rates. |
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Flexible
A flexible Business Mortgage package allows you to choose the
repayment period that most suits your business. To better suit
the cashflow needs of your business, you can also choose to
postpone the repayment of the capital amount for a period and
concentrate on paying the interest on the loan. |
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Tax
efficient
A Business Mortgage offers a very tax efficient and cost-effective
method of financing your business premises. |
Eligibility
Open to all businesses.
Terms and conditions
apply.
Personal Lending is regulated under the Consumer Credit Act 1995.
| All of our quotations for mortgages
are provided by an approved independent intermediary business
partner. Our approved independent intermediary business partners
provide free independent advice and quotes to ensure you receive
the very best price and service for your business insurance.
All of our quotations are supplied free from any obligation. |
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