free online mortgage affordability calculator

Use the calculator below to assess how much you can comfortably afford to repay each month on you mortgage.

Income:

Net monthly salary £

Partner's net monthly salary £

Other Income £

Total Income £

Expenses:

Credit Cards £

Gas £

Water £

Electricity £

Telephone £

Council Tax £

Food/Drink £

Clothes £

Car/Travel Expenses £

Life Assurance £

Regular Savings/Pensions £

Loan Repayments £

Other Standing orders/Direct debits £

Entertainment/Holidays £

Household Maintenance £

Other Expenses £

Total Monthly Expenses: £

Spare income each month: £

This calculator has been provided for your guidance only. Its use does not represent any offer of a mortgage advance.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

Great British Finance Limited are authorised and regulated by the Financial Services Authority (FSA). The FSA does not regulate some forms of Mortgage, Inheritance Tax Planning, Credit Cards, Personal Loans, Deposit Accounts & Insurance. If you are submitting an online request, we would advise to read our KeyFacts statement, links are at the top and bottom of this page.