What is a CCJ - County court judgement?

County Court Judgement is the term for a judgement made against a person or company for debt in the county court. Generally if a CCJ is paid in full within 30 days of the date of the judgement it won’t appear in the credit register. CCJ’s are a matter of public record. They are catalogued and held for 6 years with the Registry Trust. If a judgement is settled after the 30 day period it will be entered into public record and this will affect your credit rating.

Getting a mortgage when you have CCJ's

Many of the lenders we deal with allow customers to have CCJ's registered against themselves.
Dependant on the loan to value you are looking for there is no limit to the number or amount of CCJ's you can have registered against you.
Talk to an adviser in confidence by calling 0845 130 0009 today.

Great British Finance Limited are authorised and regulated by the Financial Services Authority (FSA). The FSA does not regulate some forms of Mortgage, Inheritance Tax Planning, Credit Cards, Personal Loans, Deposit Accounts & Insurance. If you are submitting an online request, we would advise to read our KeyFacts statement, links are at the top and bottom of this page.