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PERSONAL PENSIONS
An individual pension scheme where your contributions grow through investment return. The resulting pot of money can then be used to buy pension benefits at any time between ages 50 and 75. Under current rules, up to 25% of the fund can be taken as tax free cash.

A particular type of personal pension can be taken out for the purposes of "opting out" of the additional, "top-up" State pension (called SERPs up to April 2002; now the "Second State Pension" or S2P).

This type of personal pension works on the same basis except that benefits cannot be taken prior to age 60 and there is no entitlement to tax free cash.

All of our quotations for pensions are provided by an approved authorised independent intermediary business partner. Our approved independent intermediary business partners provide free independent advice and quotes to ensure you receive the very best price and service for your business insurance. All of our quotations are supplied free from any obligation.