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Buildings
and contents can be insured against fire, lightning, explosion of
gas and boilers used for domestic purposes without the addition of
special perils such as explosion, riot, malicious damage, storm, flood,
impact by aircraft, road and rail vehicles, escape of water from tanks
or pipes and sprinkler leakage.
'All risks' insurance gives wider cover including any accidental damage
or loss not specifically excluded. However 'all risks' will not cover
wear and tear, electrical or mechanical breakdown and gradual deterioration
which will be specifically stated in the policy document.
The business premises should be insured for their full rebuilding
cost (including professional fees and the cost of site clearance)
and not just for their market value. You may need expert advice to
calculate the rebuilding cost, which often differs significantly from
market value.
| All of our quotations for insurance
are provided by an approved independent intermediary business
partner. Our approved independent intermediary business partners
provide free independent advice and quotes to ensure you receive
the very best price and service for your business insurance.
All of our quotations are supplied free from any obligation. |
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